Hi, my name is Ruth and I have worked at SBC for the past seven years as the CAP Debt Centre Manager. I work part-time here and really enjoy working in our local area bringing hope to households through CAP's free Debt Help.

The work never gets dull or repetitive as each individual we work with has a unique story and reason for phoning for help. It is a privilege to walk with people on their 'Journey out of Debt' and to offer prayer where appropriate. For further information please email ruthhoward-birt@capuk.org or phone CAP on 0800 328 0006 to book an appointment.